Fundmii Pty Ltd ABN 44 667 856 859 (Fundmii, we, us, or our) operates the website www.Fundmii.au together with all related services and websites linking to this Privacy Policy (collectively, our Site), as well as interactions we may have with you offline or by email (collectively, the Services).

We are committed to protecting and preserving the privacy of our visitor that visit our website or communicate electronically with us.

Types of personal information we collect

We may collect the following types of personal information:

• Your name.
• Date of birth.
• Mailing address.
• Resident address.
• Telephone number and other contact details.
• Email address.
• Occupation.
• Your IP address.
• Business identifiers such as ABNs, ACNs, business registration address, industry, company structure and other related information.
• Financial information in relation to you and/or your business.
• Your and/or your business transaction history with the financial institution and us.
• Any additional information relating to you that you provide to us directly through our website or indirectly through your use website or online presence or through other websites or accounts from which you permit us to collect information.
• Any other personal information that may be required in order to facilitate your dealings with us.

We may collect these types of personal information either directly from you, or from third parties. We may collect these information when you:

• communicate with us through correspondence, chats, email or other methods;
• interact with our website, services, content and advertising.

Why we collect your personal information

We collect personal information for the purposes of assessing your application for finance and managing that finance. There are also some circumstances where we are required or authorised by law to collect your personal information.

How we collect your personal information

Where reasonable and practical we will collect your personal information directly from you (for example, when you submit your personal information through our website, by email or mail, or by phone). We also collect your personal information from CRBs and from finance brokers, financial advisers and other people such as accountants and lawyers.

Who we disclose your personal information to

We may disclose your personal information to other organisation that provide marketed by us. The types of organisations which we are likely to disclose information about you include other mortgage intermediaries, lenders, valuers, lenders mortgage insurers, surveyors, accountants, credit reporting bodies, recoveries firms, debt collectors, product issuers, investment managers and lawyers. We may also disclose your personal information to any other organisation that may have or is considering having an interest in your finance, or in our business.

Credit information

We may collect the following kinds of credit information and exchange this information with CRBs and other entities:

• identification information;
• credit liability information being information about your existing finance;
• repayment history information;
• default and payment information; and
• court proceedings information.

We exchange this credit information for the purposes of assessing your application for finance and managing that finance.

When we obtain credit information from a CRB about you, we may also seek publicly available information and information about any serious credit infringement that you may have committed.

Access to and correction of your personal and credit information

You may request access to any of the personal information we hold about you at any time by contacting us.Depending on the type of request that you make, we may respond to your request within seven days of receiving your request. An explanation will be provided to you if we deny you access to the personal or credit information we hold about you, to the extent permitted by law.

If any of the personal or credit information we hold about you is incorrect, inaccurate or out of date you may request that we correct the information. If appropriate, we will correct the personal information within seven days of receiving your request. If we refuse to correct personal or credit information we will provide you with our reasons for not correcting the information.

How we store your personal information

We may store your personal information (including credit information) in paper and electronic form. We may store personal information we hold about you in electronic form on our secure servers, or we may use third party cloud storage providers. The cloud storage and the IT servers may be located inside or outside Australia.

We will take reasonable steps to protect your personal information by storing it in a secure environment. We will also take reasonable steps to protect any personal information from misuse, loss and unauthorised access, modification or disclosure.

Change in our privacy and credit reporting policy

We may update this Privacy Policy from time to time. Such changes to the Privacy Policy shall become effective upon posting. We recommend that you check this Privacy Policy periodically, to inform yourself of any changes to it. Your continued use of the Services after any changes or revisions to this Privacy Policy will indicate your agreement with the terms of such revised Privacy Policy.

Complaints

If you consider that any action of ours breaches this privacy notice or the Australian Privacy Principles or otherwise doesn’t respect your privacy, you can make a complaint. This will be acted upon promptly.

To make a complaint, write to admin@fundmii.au.

If you are not satisfied with our response to your complaint, you can contact the Office of the Australian Information Commissioner

Website https://www.oaic.gov.au/
Phone Number 1300 363 992
Email enquiries@oaic.gov.au

Contact us

If you have any questions about this Privacy Policy, you can contact us by sending an email to admin@fundmii.au.

Last Updated in July 2023